Dalena Properties

Dalena Properties Blog

Jun 242022

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Tags: credit score  credit history  credit report  loans  mortgages 

6 Steps That Will Improve Your Credit Score
How To Improve Your Credit Score And Maintain A Healthy Credit History

When you apply for a mortgage or loan from a bank, financial institution or credit provider, your financial profile and credit history will be closely scrutinized before they determine if you are a risk factor and whether they will lend you money or not. Your credit score is based on information ob...

Jan 212022

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Tags: property defects  property damage  non disclosure  structural damage 

Property Defects To Disclose When Selling
Repairing and maintaining your roof is essential before selling your home.

When it comes to selling your home, one of the most common questions sellers ask themselves is: What property defects do I need to disclose when selling my home? Although it may be tempting to pretend that a defect does not exist, or that you do not know about it, this can only lead to more problem...

Sep 242021

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Tags: property co-ownership  property investing  joint mortgages 

Pros And Cons of Property Co-Ownership
Co-Ownership of property has become an attractive way to enter the property market.

With property prices and interest rates continuing to climb, it isn't surprising that many first-time property buyers find difficulty entering the property market. This leaves many eager property investors looking for alternative ways to enter the property market, while many potential 'would be' first-time home owners ...

Jun 112021

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Tags: community of property  ante-nuptial contract  pre-nuptial agreement 

Community of Property vs Prenuptial
Learn the difference between community of property and a prenuptial contract.

One of the biggest worries couples face when getting divorced is how the martial assets should be distributed between them. Often, one of the most difficult decisions is what happens to the family home and who gets to live in it. As is often the case, when there is no prenuptial agreement and a joint d...

Mar 052021

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Tags: rent to buy  lease to buy  lease option  rent to own 

Lease With An Option To Buy
Leasing A Home With The Option To Buy Later

If you're planning on becoming a first time home owner, there are some checkpoints you'll first need to pass, before you officially become the new, legal home owner. One such hurdle would be having a good credit score, which would put you in good standing to obtain a home loan or mortgage to finance the purchase of you...